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If you are searching for a home or property in
Napa, please feel free to contact me and I can assist you in your search.
Please also visit the Napa
Properties page to search for and view listings online.
Once we've located a property for you, you can expect expert guidance
and support — including assistance with your loan and every phase
of escrow, accompaniment to all ordered inspections and the utmost in
due diligence on your behalf.
If you are considering moving to the Napa Valley, please also visit the
Resources
page and contact me at any time for information regarding the market and
this area in general. You can also visit the Relocating
to Napa page.
Articles
for Buyers
Buying Foreclosures "Not For
The Novice"
On a scale of fear where 1 is a sort of
"pshaw" and 10 is your life flashing before you, the fear of
buying foreclosures should be right up there with the out-of-body experience.
Be afraid. Be very afraid.
Is Home Ownership Right for You?
The answer depends on your financial situation,
your future plans, and what you hope to do for yourself and your family
by buying and owning a home.
Things Not to Do Before Purchasing a Home
Don’t Move Money Around -
When a lender reviews your loan package for approval, one of the things
they are concerned about is the source of funds for your down payment
and closing costs Most likely, you will be asked to provide statements
for the last two or three months on an of your liquid assets. This includes
checking accounts, savings accounts, money market funds, certificates
of deposit, stock statements, mutual funds, and even your company 401K
and retirement accounts.
Mortgage Basics: Should You Buy or Rent?
Hundreds of thousands of Americans
ask themselves that every year. There's no easy answer. Emotions, family
and personal reasons all come into play in any home-buying decision.
Writing an Offer - Concerns About the Property
Although you have toured the property,
looked at the walls and ceiling, turned on the faucets and played with
the light switches, you have not lived in it. The seller has years of
knowledge about his or her home and there may be some things you want
to find out about as quickly as possible. For this reason, you will require
certain disclosures as part of your offer.
30-Year Fixed-Rate Mortgages Since 1971
The chart on this website shows
the average fixed mortgage rates for the past several years. It's from
the website of Freddie Mac, and shows the monthly average commitment rate
and points on 30-year fixed-rate mortgages from the approximate current
date back to 1971.
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